The letters dispute the credit reporting agencies right to report the adverse account not whether or not the adverse account is valid.
Free section 609 credit dispute letter package.
The 609 credit repair secret is a section of the fair credit reporting act federal law that does not care if the negative account is valid or not.
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If you follow the simple step by step set of instructions that comes with the section 609 do it yourself credit dispute letter package you ll know exactly how to deal with them and force them to follow the law set by the appellant courts.
The 609 letter however is based on section 609 of the fair credit reporting act fcra a federal law that regulates the credit reporting agencies.
The 609 letter is similar to a debt verification letter you would send to a third party collector when trying to validate the legitimacy of a balance due which is your right under the fair debt collection practices act.
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The step by step instruction manual that you will receive in the section 609 do it yourself credit dispute letter package will show you how to deal with their scare tactics.
Section 609 of the fair credit reporting act fcra states that you must investigate my dispute within 30 calendar days from my initial letter.
Their scare tactics are used in an attempt to scare and intimidate you into dropping your dispute so that they don t have to remove any of the disputed items.
609 credit secret section 609 of the fair credit reporting act does not care whether the negative account is valid or not.
Dispute letters only 49.
Section 609 oddly enough doesn t have anything to do with your right to dispute information on your credit reports or a credit reporting agency s obligations to perform investigations into your disputes.
How i went from poor credit to a 765 fico score.
Write a section 609 credit report dispute letter to the credit reporting agency.
As you have failed to do so i kindly request that you remove the aforementioned items from my credit report.
August 26 2017.
Sample 609 letter everything you ll need.
Free section 609 credit dispute do it yourself letter package.
Section 609 refers to a section of the fair credit reporting act that addresses your rights to request copies of your own credit reports and associated information that appears on your credit reports.
Our free diy credit repair letters include samples in pdf format of a.